Money: The Inside Story
The Secret Life of the Money System
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Money: The Inside Story
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The Bank of England pull back the curtain on how money really works, and what happens when it doesn’t.
Where does money come from? What gives a £1 coin its value? And whose job is it to actually print banknotes?
Most of us think about money every day. But we tend not to think about how weird it is: a totally abstract concept, built entirely on trust, which somehow makes the whole world function.
The Bank of England know more about money than most – after all, they are the ones responsible for making sure it works. Now, the Bank answer all the questions about money that you’ve never thought to ask – from what makes money money, to how private banks create money every time they give out a loan, to what happens to cash when it’s past its sell by date (it’s often moulded into garden furniture, as it turns out). Along the way, they offer your one-stop guide to how money really works – and where it might be going next.
© Jack Leslie, Rupal Patel and The Bank of England 2026 (P) Penguin Audio 2026