Over 1,000 years ago, somehow, the Vikings were able to sail from Norway to Greenland. Without relying on any special instruments or any rudimentary technology, they were even able to reach as far as North America! Evidently they relied on the polarization of the sky, whales or birds they came into contact with, and the color of the ocean- quite remarkable. It seems unlikely that any sailors would be able to pull that off today with modern day technology. But that’s often what it feels like as you’re trying to get your financial ship pointed in the right direction. The vastness of options that lie before you feel overwhelming and the obstacles that we face are daunting, but we’re here today to help you to: a) geolocate your financial situation, and b) determine what your next steps should be. It’s important to know where you are, and where you are going. Following our Money Gears will not only allow you to reach your financial goals sooner, but it’ll be the most emotionally satisfying way to achieve that success as well. Listen as we discuss the Money Gears and how you should properly order your financial decisions.

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Join a thriving community of fellow money in the HTM Facebook group.
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Vinology: Semillon by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Are you ‘credit card FI’ or are you ‘sabbatical FI?’ But maybe we’re getting ahead of ourselves… First, does anyone else remember the home run obsession back in 1998? In an attempt to beat the single-season record, home runs became the only metric that anyone watching baseball seemed to care about. But what’s interesting is that most MLB games aren’t won by someone sending a 450 foot bomb to center field. It’s an all-or-nothing approach that most often leads to a strikeout and taking a seat back in the dugout. And when it comes to seeking financial freedom, one of the problems with that go big or go home approach is that it can make financial independence seem unattainable, that FI is just out of reach of the typical American and you might as well give up. And others might see it as a false dichotomy- you’re either working 80 hour weeks in order to achieve FI, or you’re sipping pina coladas on the beaches of Tahiti. But we’re here to explain how financial independence exists on a spectrum, the different levels of FI, and how you can practically begin to put your financial freedom to use.

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

• Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
• Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
• Join a thriving community of fellow money in the HTM Facebook group.
• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Hayburner IPA by Big Ditch Brewing- thanks to Liz and Tyler for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.