On this episode of Overdue Advice, MetCredit’s podcast focused on cash flow strategies and financial literacy, host Bryn Griffiths talks with Noah Booth, a now-third-year student at Dalhousie University and author of the best-selling book “A Rich Future: Essential Financial Concepts for Youth”. As someone who wrote a book on personal finance before graduating high school, Noah brings a fresh, relatable perspective to young people (and parents, educators, and business owners) on how to build strong financial habits from an early age.

Whether you’re navigating your own financial journey or helping your kids avoid common pitfalls, this conversation is packed with practical advice for managing money, budgeting for life changes, and understanding the importance of starting early. The episode explores how basic financial literacy can make all the difference in avoiding debt, achieving stability, and setting up a "rich future," no matter your age. If you're a business leader or a parent worried about your youth's financial readiness, or a young adult wanting a head start, Noah’s story and simple strategies are a powerful guide.

Episode Highlights

• 00:00:59 – Noah’s passion project sparks his personal finance journey and reveals a gap in youth-targeted resources
• 00:03:02 – Why financial literacy is missing in schools and why that matters for young people
• 00:04:03 – The challenges of digital spending and practical tips for mindful money management
• 00:05:31 – How a school presentation evolved into a published book, and partnering with RBC
• 00:08:07 – Family support, early lessons, and using real-life examples—including siblings—in the book
• 00:10:31 – Opportunities and impact since publishing; advice for teachers amplifying financial lessons
• 00:14:23 – Financial concepts apply at any age—breaking the silence on money conversations at home
• 00:15:36 – The power of starting early with budgeting, saving, and compound interest
• 00:16:05 – Overcoming procrastination and taking action for your financial future
• 00:17:32 – Feedback from students and the influence of social media on money management
• 00:19:57 – Budgeting tips for life’s big transitions, like moving away for school
• 00:20:10 – How to find more resources, connect, and apply these lessons via MetCredit and Noah’s website

Whether you’re just starting out or recalibrating your finances, this episode offers overdue advice that can shape your path to security and success … at any age! Be sure to share the book with a young person.

Noah's website: ARichFuture.com